Analysis of Roderick Usher’s character in the story The Fall of the house of Usher Essay

Question: Roderick Usher is a complicated character who seems to be both physically and mentally unstable; on top of that he is also terrified. What is he so afraid of that causes him to act this way towards Madeline and the others? It is because he had committed incest, hence a sense of guilt for his actions? Or is it because he is the last in line of the usher family? Use Freudian psychoanalysis to examine the character of Roderick Usher. To study an individual character by Freud’s psychoanalytical method one must first look into how a mind is divided. According to Freud psychoanalysis there are 3 layers in one’s mind: innermost layer ID (our subconscious state of mind), then super ego (dealing with human conscience of right and wrong) and outermost layer of the human ego (our conscious self). Freud states that an individual can only control two-third of their mind that is the remaining one-third – the ID cannot be controlled nor can one be even aware of its state. ID, which is our ‘actual self’, the honest complicated inner-being which decides our actions, even the ones we are incapable of explaining is something beyond one’s reach. One does not have any idea of what is going on that part of their mind; all the repressed feelings are also stored in this section. Freud also mentioned that these repressed feelings or actions always emerge in the most ‘violent’ possible and unexpected ways and that explains Roderick’s actions throughout the story. These repressed feelings can sometimes disguise in the form of something noble or kind. This outburst is termed as Freudian slip: unintended actions or reactions due to repressed feelings. Usher being the last male clan of his family invites his friend the narrator to the Usher house. This story leaves us with many questions beginning with no complete explanation of the narrator’s motives for arriving at the house of Usher or the other way around, why did Usher invite his friend? A few possible reasons could be that Roderick knew he would not survive so he wanted someone to witness the last moments or actions that would take place or just be with him, or maybe he wanted someone to justify the sexual tension between him and his sister Madeline. And if a sexual tension did exist between the twins then his sense of guilt and fear can also be justified. Roderick and Madeline were like two halves of the same circle, and therefore maybe the presence of an incestual relationship would make a little sense. In the contemporary period intermarriages was a popular practice among the upper class royal families and since their family has no enduring branches, all offsprings were probably reproduced incestuously within the perimeter of the house. However, another reason why Roderick could have invited the narrator could be because he may have been homosexual and maybe felt something towards his childhood friend. It is strange why Roderick specifically chooses the narrator and no one else, like the other parts of the story, this part is equally mysterious. Madeline is a ghostly figure in the story, more like she’s in the background, we only hear of Roderick and the narrator spending time together. And hence, the sexual orientation could be a possible explanation. Roderick seemed to be suffering from hyperesthesia – excessive physical sensitivity, especially of the skin (Oxford Dictionary). At the same time Madeline was cataleptic – a medical condition characterized by a trance or seizure with a loss of sensation and consciousness accompanied by rigidity of the body (Oxford Dictionary). Therefore she never lived in the real world, she was unaware of the circumstances, and absolutely lived in her own world. They were both mentally unstable, the twins. Roderick and Madeline both looked pale; it’s as if one was ill because the other was. Now this also brings about questions in our minds about the mental condition of their previous generations. In most cases people inherit such disorders. So if we consider the mental disorder to be genetic, the Freudian slip adds to it and makes it worse, and definitely makes a person totally unstable mentally. The narrator’s description give us an idea of how healthy Roderick used to be once and how his health from what the narrator sees after he goes to the Usher house has gone worse. To sum up Roderick’s character analysis, it can be said, that his disorder is somewhat genetic which is multiplied because of his repressed emotions. What probably made him so scared was people finding out about his past or incestual desires if there were any. And that is why maybe he buried his sister alive, he thought burying the sister would be burying the truth. His sister was the only kin for years alone with him, and since they were halves of the same circle, therefore the incestual relationship does make a little sense. The Freudian slip may have evoked some unusual actions towards his sister resulting into incest.

Atrocities on Women Essay

Everyday early in the morning after getting up from bed, as a matter of habit, I look for the local newspaper which the hawker uses to insert it in the door belt of my house. When I go through the paper, invariably I find one or more news on atrocities on women or outraging the modesty of women appearing either on the front page or on the following pages depending on seriousness of the happenings. Sometimes I tremble to think, how could these heinous incidents take place everyday when stringent laws are there to deal with these cases rigorously, National Commission for Women and Child Welfare and separate women police stations have been set up by the Govt. to provide protection to women in danger or distress? Unlike the past when women were confined to four walls and treated as slaves in the male dominant society, there has been radical change in the social order and the women have been given equal status in all walks of life over the passage of time. Today the women are more or less conscious of their rights and position in the society and most women are educated too. In spite of all this, the women, as it were, are subjected to undergo humiliations and torture of different dimensions at various stages of their lives. Then what is going wrong? Are the flaws lying with the society or the system or the women themselves? In fact, women are very often made the targets of attack for pleasure or fun or comfort or making of money or avoiding unnecessary burden right from the stage of embryo before birth till their old age. Before going to discuss on what could be the reasons and who are responsible for inflicting torture on women, it may not be out of place to take an account of different nature of atrocities and humiliations being done to women at various stages of their lives as the reports, very often, come to our notice through media. v Pregnant women are either persuaded or forced to undergo abortion if the babies in the womb are detected to be females through sonography, only to avoid bringing up of girl children and bear huge expenses for their arriage. v New born female children are brutally killed by parents or other members of the family and thrown as wastes if they could not be aborted before birth not only for rearing burdensome creatures but also for satisfying their caustic desire for having only the male children who will be the future bread earners and shall be the heirs to advance their family for future generations,. v Girl children in several parts of the country are not allowed to g o to school for study and they are engaged in household or field work. In many cases they are engaged as maid servants for earning money for the family or sold out as bonded labour to rich people. v Girl children are abducted and sold to the brokers for trading in the whore market. v School and college going girls are very often subjected to eave teasing, kidnapping, rape, rape and murder. v In many families daughters are not given equal treatment in upbringing as given to their sons. v Forceful child marriage of girl child and forgetting about her fate in father-in-law’s house is still existent in some parts of our country. If the marriage of a girl after attaining right age is arranged one, her misery follows when her parents fail to satisfy the demands of groom and his parents. All her visionary projects for building a lovely home get crushed and mingled with the dust as soon as she steps into her father-in-law’s house. She is treated like a foot ball and is subjected to painful humiliations and inhuman torture for dowry day in and day out. How helpless and destitute she feels in her father-in-law’s house where everybody including her husband go on torturing her mentally as well as physically until their dowry demands are not fulfilled? In many cases, the helpless poor girl either commits suicide or she is most cruelly murdered. v If a woman is divorced or estranged by the husband for any reason after marriage, her misery crosses all limits by making her life extremely unbearable. Not only her neighbourers, friends, relatives but also her parents in many cases never hesitate to cast slur on her and treat her as if an unwanted entity in the family/society. v If a woman is raped or kidnapped and then released, her living in the society becomes awful and everyone looks down upon her as if she has committed a grievous sin willfully. Working women, in most cases are subjected to sexual harassment at their respective working places and outside. v In nucleus families (Families comprising husband, wife and children only which are commonly seen these days) mostly the dominance of husbands is supreme where wives are not earning members and poor wives have no freedom to act according to their wishes. In cases, even if the wive s are earning members, the husbands hardly share the responsibility of managing the family and rearing of children. The wives are compelled to manage all household works including cooking of food even if their earning is equal to or more than their husbands. In most of the cases wives have to compromise for a peaceful family life and their dedication for the family is considered as an obligation to making an ideal family either as wives or as mothers. v Most widows in old age are an abandoned lot in spite of having their well placed sons simply because their daughters-in-law can’t bear their presence at home. Although the nature of atrocities on females as listed above is not conclusive, it is enough to indicate clearly the motive behind all these infamous deeds. Those may be (1) Fanatical belief of man of having a male child in stead of a girl child. (2) Insatiable greed for dowry and passion for leading a comfortable or luxurious life by utilizing women as the key gadgets to extract easy money from their parents. (3) Jealousy and hatred (4) Satisfaction of one’s sexual appetite growing out of passion for having illegal sex and infatuation. (5) Utilising women as precious commodity to breed money. 6) The last but not the least is the upholding the false vanity of male dominance by males on the strength of their masculine power. Now, if we go deep into the matter to discover who are the persons responsible for initiation of all these ghastly deeds, we may find, barring the cases of rape, sexual harassment and exercising superiority of men vainly upholding the male dominance, in oth er cases there must be either direct or indirect involvement of one or more women. This kind of abrupt landing on an observation may appear absurd, controversial and illogical but it is not far from reality. I think it is needless to elaborate on this question as the news come in daily that how women for their own advantage frame clandestine designs to inflict torture on other women who are not of their liking by craftily utilizing the masculine power of men and for that matter they never hesitate to instigate, persuade, entrap, coax, seduce or apply undue influence on men. Of the many news items coming out in the news papers everyday, one incident shocked me most and that was the dealings of a woman constable in a police station manned by women only. When a rape victim coming from a poor family approached the nearest women police station for help and wanted to lodge an FIR the woman constable of the police station in stead of extending help persuaded her to return home without creating a scene by lodging an FIR which would in no way go to help her on the contrary, it might make her life more miserable owing to spread of slander. This is only one of the live examples of lapses of the system in providing security to women in distress. One can imagine how many such cases might be happening everyday? Recently somewhere I read a news item that about 10-15% of the incidents of torture on women, injustice, humiliations done to women and outraging the modesty of women come to light whereas the rest happenings, however grievous they may be, are suppressed by the victims themselves out of fear or under pressure from other women of their relations who might be trying to cover up the incidents. For this matter I do not blame women in general but nobody comes forward to raise a voice against such injustice. In a complex society of ours where problems of leading a happy and peaceful life are multitude and highly sensitive being aggravated by poverty, unemployment and inadequate education, the atrocities on women can only be eradicated through mass awareness of women themselves. If all women develop a spirit of fellow feeling by placing themselves in the shoes of victims or aggrieved women and unite to protest or counter or fight or raise strong voice against all types of oppression, I think they can catalyze a novel metamorphosis in the society and curb atrocities on women to a great extent. If some progressive women come forward to form â€Å"Mahila Jagaran Manch† (MJM) and spread it through out the length and breadth of the country with a view to provide protection and help to women in distress I think the problem might subside. Unlike the National Commission for Women the MJM should grow voluntarily in every village and in every residential blocks in towns and cities through awareness campaign being conducted and monitored by some progressive benevolent ladies so that the women folk at large can master courage to come out to join MJM and face any turbulent situation confronting them boldly.

Logistics Essay Example | Topics and Well Written Essays - 3500 words

Logistics - Essay Example Today, 49% of the equity of the company is owned by Nigerians and Nigerian organizations, while the remaining 51% is owned by Unilever Plc of UK. The company prides itself as being in virtually almost all sectors of the economy which includes nutrition, hygiene, personal care etc. and its products are of world class standards. The popular ones in the market include Omo detergent, Persil, Lux soap, Lipton Tea label, Blue band margarine, Close Up toothpaste and many more. With an employee strength of over 10,000, turnover of N44 bn, profit before tax of over N5 bn, shareholders funds of N8 bn, indeed Unilever Plc is a company the exemplifies a giant productive entity, hence the decision to adopt it as a case study for this paper. Vision and Mission Every organization has its raison d’etre in other words, its reason for existence. This is stated in its mission and vision statements. Drucker (1974) classifies these to include what is our business? What will it be? And what should it be? For Unilever Plc, its vision statement is inspiring billions of people to take small everyday actions that add up to a big difference. The mission statement is to meet everyday needs for nutrition, hygiene and personal care with brands that help people feel good, look good and get more out of life. Future of the company The company has four pillars which directs the long term direction and ensures that it knows where it wants to go and how it’s going there and this is inline with its vision and mission statements. These are: to create a better future everyday; to help people feel good, look good and get more out of life with brands and services that are good for them and good for others; to inspire people to take everyday actions that can add up to a big difference for the world; and to develop new ways of doing business with the aim of doubling the size of the company while reducing the environmental impact. These four pillars which serve as the guiding and driving pr inciple of Unilever are achieve through its key two strengths. First, its strong roots in local markets and firsthand knowledge of the local culture, and secondly, world class business expertise applied internationally to serve consumers everywhere. These key two strengths has over the years ensured consistent growth, increase return on investment (ROI) and maintained a relative high share price in the stock exchange market. Internal, External and Temporal Environment According to Kazmi (2002) the environment in which an organization exists could be broadly divided into two parts: the external and the internal environment. Environment literally means the surroundings, external objects, influences or circumstances under which someone or something exists. The environment of any organization is â€Å"the aggregate of all conditions, events, and influences that surround and affect it† (Davis, 1982). The internal environment of Unilever from the above description involves all that goes on with in the company. Unilever like most production companies that wishes to make optimum use of available resources runs three shifts, Monday to Saturday. While Sundays are basically for the maintenance of production machineries, Administrative and

Marketing Strategies of Auction Houses Coursework

Marketing Strategies of Auction Houses - Coursework Example This dissertation discusses the various marketing strategies proposed for the auction houses keeping in mind the relationship of the buyer and the seller. Moreover, it talks about the methods for the promotion of activities carried out in the auction houses which assist in keeping up with the loyalty between the buyers and sellers. Various case studies witness the issues influencing the performance of auction houses in which technology plays a key role. Lastly, this discourse proposes a methodology for further practices in the field of auction houses, thereby, effectively studying the results of the practices involved. All in all, this dissertation sets the stage with the recognition of area for potential research on the auction markets, meticulously on the ones of interest to the market individuals and groups. This dissertation anticipates the augmentation of supplementary work which enhances our comprehension of the corporation and consumer characteristics in the evolving market-pl ace. The Business Week discusses that Conventional auctioneers identify the significance of marketing in their business and discuss the principles as well as the notion of selling as the key to success in auctioning. The increasing prominence of auctions is driving new-fangled product market and pricing representations, assessed channel functions, and innovative market research approaches (Business Week, 2001). Still, the marketing literature on auction houses is little for the reason that, regardless of the suggestions by Rothkopf that, auctions prove to be a fruitful field of analysis for the marketing scientists, there are only little hypothetical and pragmatic documents and literature which deal with the title of auction houses (Rothkopf, 2002). This incongruity has called for more research on the marketing strategies of the auctions and auction

Eleanor Roosevelt Essay Example | Topics and Well Written Essays - 1000 words

Eleanor Roosevelt - Essay Example During 40 years of public service Eleanor Roosevelt was able to change America's viewpoint on gender, race, and our integral part of a global society. To begin to understand Eleanor Roosevelt's contribution to America demands that we evaluate her commitment to Franklin Roosevelt and his desire for a more equal America. After serving a short stint with the American Red Cross and volunteer work in Navy hospitals during World War I, FDR was stricken with polio in 1921 ("Eleanor Roosevelt: First lady of the World" (1)). This propelled Eleanor into the life of politics, as she became a staunch supporter of FDR. It has often been said that she was the eyes and ears of FDR as she traveled the country and the world to report to FDR and offer her advice. These initial actions by Ms. Roosevelt laid the groundwork for one of the most influential figures in American history. One of the first, and certainly the most public, activities that Eleanor Roosevelt undertook was advocating for the poor in the face of Hoover's vision of America. She worked to get FDR elected and then changed her focus to the poor and minorities of America. She traveled the country insuring that the programs of the New Deal were being implemented fairly in regards to women and minorities. According to a recent article in Human Quest, a liberal Episcopalian publication, Ms. Roosevelt, "...gathered evidence and pressured the President to sign a series of Executive Orders to stop the discrimination in the New Deal projects. That was effective, and the share of blacks in New Deal work projects expanded" ("Eleanor Roosevelt, 'First Lady of the World'" (2)). This commitment to civil rights would be carried forward and later influence the desegregation of the armed forces under President Truman. Eleanor Roosevelt's political activism expanded to include women's rights and brought about the public's awareness that gender should be treated as a minority component. As a US Delegate to the United Nations she was instrumental in the writing and advocacy for the Universal Declaration of Human Rights in 1948. The Declaration begins with article 1 stating, "All human beings are born free and equal in dignity and rights. They are endowed with reason and conscience and should act towards one another in a spirit of brotherhood" ("Universal Declaration of Human Rights"). Eleanor campaigned to have the wording of this important passage changed from "all men" to its current form ("Eleanor Roosevelt: The World's First Lady."(3)). This was one of the most influential documents regarding women's rights to date and was vital to securing the future of women's rights (Bunch 488). Eleanor was making her influence felt 60 years ago in the arena of women's rights on the international stage. Her pr ogressive thinking continues to reverberate through the vision where women are afforded equality in the workplace and within the law. Ms. Roosevelt's activities did not end with the most visible minority groups of race and gender but extended themselves to the area of the children most affected by the discrimination. In this area, Eleanor Roosevelt was instrumental in forming the African-American voting bloc as a key component of Democratic politics. Her support of the 'Black Cabinet' assured black politicians and administrators access to the president to push for favorable legislation that affected equal employment for women and blacks

The Role of Magistrates Essay Example | Topics and Well Written Essays - 3000 words

The Role of Magistrates - Essay Example Thus, magistrates' assignments and the organization of their workloads can vary, sometimes dramatically, not only from district to district and courthouse to courthouse, but also among magistrates with offices along the same hallway in a single courthouse. (Carroll, 2003) Although they receive task assignments from district judges, magistrates, as judicial officers with their own legal and support staffs, retain at least some degree of autonomy in designing the organization of their workload. In fact, because they generally are not as involved with the time-consuming business of presiding over trials, events which require definitive scheduling in order to have parties, attorneys, witnesses, jurors, and other actors simultaneously present in one room, the subordinate judges frequently have significant autonomy in deciding when to address particular assigned tasks during their workdays. The magistrates generally are not responsible for prisoner cases. Habeas corpus and civil rights cases by prisoners are reviewed by two staff attorneys assigned to the district court. An experienced senior magistrate supervises these staff attorneys. Although this magistrate was laden with additional responsibilities, unlike in some other districts, he was not rewarded with the title "chief magistrate." After the initial screening by the staff attorneys, prisoner cases meeting procedural and legal requirements may be assigned by judges to their paired magistrates. A "duty magistrate" system developed for handling preliminary criminal matters. In the large court, magistrates are "on duty" for separate, rotating, one-week periods in which they have exclusive responsibility for processing the criminal cases. Thus, the magistrates normally handle criminal matters only once every five weeks. In the large court, criminal pre-trial matters, such as arraignments, bail reviews, detention hearings, initial appearances, search warrants, and arrest warrants, arise virtually every day. In addition, some of the judges have magistrates handle criminal pre-trial conferences to coordinate and settle evidentiary and other matters prior to trial. Magistrates in Action The following incident observed at the courthouse provides a picture of the magistrates at work as subordinate yet authoritative judicial officers. In the large courthouse, there is a daily "Duty Call" scheduled at one o'clock each afternoon to handle preliminary criminal matters. On this particular day, the district's magistrates held their regular monthly luncheon meeting, which did not conclude until 1:15. Afterwards, the duty magistrate talked with the author about the magistrates' roles for ten more minutes prior to entering the courtroom. Magistrates, like judges, recognize that lawyers and witnesses are frequently late in getting to court. Therefore, court proceedings generally do not begin and the magistrate or judge will not enter the courtroom until all other relevant actors are present. The magistrate's lack of concern about beginning precisely on time did not indicate

Marketing Communications in Hospitality Essay Example | Topics and Well Written Essays - 2750 words

Marketing Communications in Hospitality - Essay Example Service marketing and the tangible product marketing are not the same. Service marketing required some more specifications as far as the marketing is concern. The traditional four Ps of marketing are very much important for the product marketing. However, according to Crane (1993), the additional three Ps are also very much important for the service oriented business. And they are people, physical evidence and the process. People: The people are the primary part of the service delivery process and these are the main people who can influence the customer’s mind towards the product. The perception towards the products relies on these people. The person who performs the service delivery he is the most important personnel in the service industry towards the customer’s mind. The people who demonstrate the product, he or she must know all the aspects of the products so he or she can explain all the details of the service. For any hospitality businesses which are mostly service oriented are much tougher to sell as the customers do not get the actual feelings of the product while they are buying the product. However, they feel the product while they are availing the service and that is basically after they buy the product. For this particular reason, the physical evidence of the product is very much important. The actual feeling of the products must be created by the sales person at the point of sales towards the customer so the customers would be feeling confident to buy the products. Process: This particular functional activity is actually the procedure or mechanism and flow of work towards the service. The proper process can be a great positive point

Federal Reserve Policy Essay Example | Topics and Well Written Essays - 2000 words

Federal Reserve Policy - Essay Example The weakness in the real estate markets has spread to become a system wide problem as sub-prime loans turn into toxic assets leaving financial institutions under-collateralized. The US Federal Reserve Board has been criticized for enacting policies that exacerbated the problem, or at least for failing to curtail the spread of the problem by its lack of action. The purpose of this paper is to examine the policies of the Federal Reserve Board during the period of 2006-2009 in light of the current financial crisis. The paper will find that the Federal Reserve Board policies during this period were prudent and appropriate, but failed to exert the political will necessary to address the problems that have arisen in the financial system that were due to factors that are beyond the Board's authority. By many accounts, the current financial crisis began in the housing industry and was fuelled by the twin problems on over-evaluation and high-risk mortgage loans. As the problem grew, financial institutions continued to make high interest, high-risk loans on property that had reached values that were unrealistically high. When the real estate bubble burst, many of these institutions and borrowers were left with assets worth far less than the amount due on the loan. According Bernanke (2008), "housing and housing finance played a central role in precipitating the current crisis. As the crisis has persisted, however, the relationships between housing and other parts of the economy have become more complex.Declining house prices, delinquencies and foreclosures, and strains in mortgage markets are now symptoms as well as causes of our general financial and economic difficulties". Yet, could the Federal Reserve Board (FRB) have taken steps beginning several years ago to address theses ca uses of system wide failure Bernanke (2008) is very clear that the problem was "declining house prices, delinquencies and foreclosures, and strains in mortgage markets". In fact, the FRB was aware of these problems, but failed to enact policies to address these complex issues. Bernanke lists the first cause of the current crisis as the falling prices of housing as the real estate bubble burst. In a free market, asset prices will work to reach equilibrium. A bubble in any industry will eventually deflate in an effort to reach its true valuation. This was seen in the collapse of technology stocks in 1999-2000, and now has hit the real estate market. However, the FRB may have not been able to deal with this problem effectively. In retrospect, Stern (2008) states, "it is challenging at best to identify when asset prices have reached excessive levels, to build support for action once identification has occurred and to implement corrective policy successfully". There is a general philosophy in the FRB that the best strategy for asset inflation is a policy of containment and clean-up, rather than prevention (Stern 2008). In fact, the FRB's policy was "monetary policy easing and last-resort lending", which only deepened and prolonged the crisis (Blanchard 2009, p. 2). Asset revaluation is a political challenge, but is within the FRB's capacity. None of these actions took place, and the FRB continued dropping interest rates. While the falling interest rates were enacted to stimulate a lagging economy, other factors continued to prop up housing prices at unrealistic levels. When mortgage money is cheap, it creates more customers interested in borrowing and the demand for housing remains high. During the

Understanding Educational Research & Assessment Essay Example for Free

Understanding Educational Research Assessment Essay The purpose of this research is to determine the influence of technology on achievement in the public school system. Using technology is not a new form of teaching in the school systems, but the question are how effective is technology in the classroom and does it really help in some academic subjects. A classroom teacher has to use different learning methods in order for the students to understand the concept being taught. Unfortunately, computers cannot teach some academic areas such as literacy skills, math skills, writing and reading skills. Using technology can enhance learning in the classroom by helping the teacher generate ideas to keep students motivated to do their work. Sharon Judge (2005); tested the connection between academic success among young African American children and their access to computers in their school and in their home. Her study focuses on 1,601 African American public school children who went to kindergarten and first grade. The results show that access to a home computer, computer areas within classrooms, child to computer ratios, software, and computers in schools were certainly correlated with academic achievement. In addition, constant use of software for literacy and math games were positively connected with academic success during kindergarten. High achievers that used software for literacy and math more often than both low and average achievers put together during kindergarten. Sharon Judge (2005) also examined the fast expansion of children access to computers and the internet in the United States is extraordinary. As of 2001, statistics say that about three-quarters of children between the ages of five and seven use computers at school, and fifty-six percent use computers at home. DeBell Chapman (2003). On the other hand, countless studies were written about the topic that showed that technology access and use in U. S.schools is a bit negative in schools serving Black, Hispanic, and low socio-economic status (SES) students who tend to have the lowest access to, and the most remedial usages of new technology (Becker, 2000; Dividing Lines, 2001; Wenglinsky, 1998). In addition, an important gap exists in home-computer ownership and Internet access between African American and white households (DeBell Chapman, 2003; Fairlie, 2002; Puma, Chapin, Pape, 2003; Solomon, 2002). Research Design/Methodology The purpose of this research is to determine how the influences of technology benefit the achievements in the public school system. The study methods will include information that was written in the region of study, the information will consist of several scholar articles and the influence of technology achievement in public schools. The research will include how technology usage in the classroom affects students and how technology improves the overall performance in the classroom. A scholar article is a professional paper written by a specialist in a given branch of knowledge. This data includes all the reviews of the scholar articles that were written by the specialist in a particular subject of information.

Islam - The Life of Muhammad Essay Example for Free

Islam The Life of Muhammad Essay A prophet is someone through whom Allah speaks. The Quran names 25 prophets, but tradition says there have been 124,000 in all. For Muslims, Muhammad in Allahs last prophet, known as the seal of the Prophets. The exact date of Muhammads birth in Mecca is unknown, but it is thought to have been no later than 570 AD. His father was called Abdullah, which means servant of God and his mother Aminah- peaceful. Both were members of the Hashim clan, a sub-division of the Quraysh tribe which had lately abandoned its nomadic life as desert Bedouins and risen to dominate the trading city of Mecca. Muhammad had a sorrowful early childhood. The name Muhammad is said to have been given to him as a result of a dream his grandfather had. He is also said to have had other names, such as Abul-Qasim, Ahmad, and Mustafa. There were many legends about Muhammad. One said that before his birth his mother Aminah heard a voice telling her the child would be a great leader. Another told of a heavy shower of rain, a blessing that ended a long drought. Yet another legend was that two angels removed Muhammads heart, washed it clean, then weighed it against first one man, then ten, then a hundred , then a thousand. Finally they said Let it be. Even if you set the whole community in the scale, he would still outweigh it. These stories show that Allah was preparing Muhammad for his prohetetic mission in future. His father was dead by the time of his birth and his mother died before he was six, meaning he was raised as an orphan. According to Quraysh law he was to be given to a Bedouin foster mother and sent of into the desert, and would be unable to inherit from his fathers estate. So almost from the beginning of his life he was both poor and something of an outcast from Meccan society. This shows that muslims are taught to trust in Allahs goodness, and to accept death as a stage in their life and not the end of it. It is, however, known for certain that when he was eight Muhammad was sent to live with his uncle, a merchant called Abu Talib. From the age of 12 Abu Talib took him with him on his long trading trips, which sometimes lasted for many months. A number of stories surround Muhammad in this period of his life. One tells how he and his uncle stopped at a Christian monastery on their travels, and a monk named Bahira recognised the mark of a prophet on Muhammads shoulder.His future prophetic status was indicated by certain marks on his body and by miraculous signs in nature. Muhammad first worked as a camel driver, but as both his horizons and business acumen expanded, he became known as The Trusted One (al-Amin) for being fair in his dealings and honoring his obligations. The most important hadith about his early life, and the ones with some of the largest degree of unanimity, are about a trip to Syria, where he was recognised by a Christian monk as Shiloh the non-Jewish Prophet whose coming was foretold in the book of Genesis. It seems that Muhammad, from an early age, believed himself to be Shiloh, the first and last non-Jewish Prophet who would bring the final message and warning to mankind in the last days before the end of the world. It may have been for this reason that he became something of a mystic, spending long periods of isolated meditation in the desert. From his early twenties onwards he began to have religious experiences and visions of various sorts, but was on the whole confused by their significance. He is also reported to have become a expert on the Jewish and Christian religions and to have engaged in long religious debates with both monotheists and pagans. At the age of 25 Muhammads social status changed markedly. He had been employed by a wealthy widow, Khadijah, to run her trading interests and, after they had prospered, she asked him to marry her. He accepted, even though she was to prove faithful, understanding and supportive wife and the marriage was happy. They had six children-two sons, Qusim and Abdullah, and four daughters, Zainab, Ruqaiyyah, Umm Kulthum and Fatima. The two boys died in infancy. The couple had only one surviving child, a daughter called Fatima who in later life became a fanatical Muslim. After her death he had several others, perhaps the best known of whom was the young Aisha. Muhammads uncle Abu Talib fell on hard times, and Muhammad repaid his kindness by taking responsibility for his little son Ali. Another child in the house was Zaid ibn Haritha, a slave boy given to Khadijah as a present. One day Zaids father, who had been searching for him for years, discovered where he was and offered to buy him back. Zaid was asked what he wished to do and chose to stay with Muhammad. Muhammad was so moved that he freed the boy instantly, and raised him as his own son. At that time Mecca was tumultuous melting pot of Christianity, Judaism, and the various pagan religions practiced by the desert tribes and Meccan clans. Khadijahs family had been exposed to monotheism, which was growing in popularity in its various forms and it is known that her uncle was a practicing Christian. In contrast, the pagan clan cults of the Qursysh in the city had become decadent, especially in their shameless worship of material goods and worldly wealth and the consequent huge disparities between rich and poor, which Muhammad, with his varied background, was able to appreciate. These problems, springing from the difficult transition of the Quraysh from nomadic poverty to sedentary merchant wealth, concerned him greatly, and social injustice-especially the treatment of orphans like himself-is the theme of many of the early surahs of the Quran. The cults of the pagan desert Bedouin clans, who visited Mecca only occasionally, were equally divisive, degenerate and cruel. Human sacrifice and female infanticide were widely practiced. Each Arab tribe had its own gods and worshiped idols. The most important of these was the House of God (Kabah), located in Mecca itself. When Muhammad was a young man it contained 360 pagan idols, worshipped by dozens of separate tribes and clans. His clan, the Hashemites, had the honour of guarding it, through tradition which held that the monument had been re-built by their ancestors Ibrahim and Ismail after the original- believed to have been built by Adam at the beginning of time- had fallen into disrepair. The Quyrashs wealth was based on the dozens of pagan cults who used the Kabah as their central shrine. They sold idols, and Meccas position as a trading city was largely based on contacts made with the visiting tribes. New religions were welcomed as good for business. At first Islam was seen as just another money-making cult and Muhammad was encouraged to use the Kaba alongside the others in a spirit of fair and toleration. But in 613 Muhammad began preaching to the public at large, rejecting all other religions, demanding the removal of idols from the Kaba and therefore threatening trade. As Quyrash hostility grew Muhammad showed himself to be skillful politician as well as a learned theologian. Steadily he gathered around him the elders of minor clans and middle ranking merchants through preaching a return to the religion of Ibrahim. Whilst the Quyrash continued to ridicule him, called him a madman and an impostor. Muhammad had begun to receive Allahs final message to mankind in the form of the Quran through miraculous revelations which did not come until he was by the standards of the time- already an old man. The Quran Muhammad received his first revelation during the month of Ramadan in the year 610 AD when he was about 40 years old. He was engaged in one of his regular periods of solitary meditation in a cave known as Hira near the top of Mount Jabal Nur, near Mecca, when he received a visitation from the angel Gabriel(Jibreel). Muhammad had experienced religious visions before, but this was quite different. Angel Gabriel (Jibreel) commanded him to Recite in the name of your Lord, and the Prophet lost control of himself and, Muslims believe, began to speak the actual words of Allah. Eventually he was told to recite what is now the beginning of Chapter 96 of the Koran: Recite in the name of your Lord who created, created man from blood congealed. Recite! Your Lord is the most beneficent, who taught by the pen, taught men that which they did not know. After a short period during which he received no further revelations, they then began again and continued until the end of his life. In the 23 remaining years of his life Muhammad received a total of 114 separate revelations which were compiled as the Quran after his death. Muhammad was illiterate so he would repeat each revelation afterwards. Some were written down on whatever was available, from parchment to palm leaves and animals bones, but the majority, in the tradition of the times, were memorized. A year after Muhammads death they were collected together by his secretary, Zayd, under the supervision of a committee, shown to many of the Prophets companions, and agreed to be accurate. But by about thirty years after his death a number of different versions were circulating and being recited, so a definitive canonical version was issued and sent to the four main Islam cities of Basra, Damascus, Kufh and Medina. Two of these original copies still exist today. One is in Tashkent in Soviet Uzbekistan and other is in the Topkapi palace in Istanbul, Turkey. The text is divided into 114 surahs, each containing the words of one revelation. The number of verses, or ayahs, in each surah varies from three to 286 and totals 6,239. Each has a title, and 86 have sub-headings indicating they were received in Mecca, whilst another 28 were received in Medina. The Meccan surahs are shorter, more mystical and warn about the dangers of paganism, marked by vigorous semi-poetic language, and concerned with warnings that men would inevitably be judged by God for their behaviour in this world and severely punished if they did not mend their ways. The Medinan surahs are in general longer, less urgent in tone, and deal in great detail with aspects of Allahs law such as the rules for declaring war, accepting converts, divorce proceedings and the mandatory punishments for various crimes more concerned with the solut ion of practical problems facing him and his followers. The structure of the Quran is unusual and, apparently, illogical. In general the longer Medinan surahs, given last, are at the front of the Book and shorter Meccan surahs, the earliest, at the back. There is no logical explanation for their order but at the same time Western scholars, attempting to reorganise them on this basis, have found that no other order works without splitting the surahs up into scattered verses. Sunni Muslims hold that the order was dictated by Jibree to give the Quran an esoteric inner meaning reflecting the Divine rather than human order of things. Acceptance of every word of the Quran as the literal word of Allah is a binding obligation on all Muslims. The idea that Muhammad was the author of the Quran, or any part of it, is rejected absolutely. At the heart of the Quran is the simple, repetitive warning that mankind must renounce paganism, accept Allah as the one God of all mankind and live according to his laws. The message is directly addressed to the pa gans, Jews and Christians of Mecca, amongst whom Muhammad lived, complete with threats of dire consequences if they failed to mend their polytheistic ways. The first revelation received by Muhammad deals with this very theme. In another early revelation Allah openly threatens Muhammads brother-in-law Abu Lahab, who, as head of his Hashemite clan, had disowned Muhammad and annulled the marriage between his son and Muhammads daughter Fatima. Allah also shows himself to be equally angry with Abu Lahabs wife, who had ridiculed the idea of Muhammads Prophethood. The Hijah Muhammads flight into exile is the most significant episode in the Prophets life apart from the revelations he received which made up the Quran. It marks the point in the Prophecy when Allah demanded not just a reform of the religious life of Mecca, but a total break with it. It also marks the start of jihad (Holy War both spiritual and physical) against the pagan Quyrash and, ultimately, all those oppressing Muslims and opposing by force the spread of Allahs word. The date of this declaration of war was later chosen as the first day of the Muslim calendar, with 622 the first year of the Age of Hijrah. By this time most of Medinas population regarded themselves as his followers. Many, in addition, had signed military treaties with his followers in Mecca promising military aid. They now eagerly awaited Muhammads declaring of war. But instead, after receiving fresh revelations, he decided to first convert the nomadic Bedouins in the surrounding desert. Between 622 and 628 Muhammad set in motion the biggest tribal avalanche Arabia had ever seen. The tribal chieftains rapidly converted to Islam and joined Muhammads army. The process was helped by Islams being an entirely new religion free from the feuding assocations of both the localised pagan cults and the foreign monotheist doctrines of Judaism and Christainity. Muhammad showed himself to be a brilliant military leader in early skirmishes with the Quyrash and this, along with further revelations promising Allahs support and certain victory, is likely to have persuaded yet more shayks to join. In just six years Muhammad assembled an army of 10,000 Arabs a huge force for those times and marched with the people of Medina against Mecca. The force was so overwhelming the city was taken without resistance. Muhammad issued a general amnesty to the Quyrash and urged them, without pressure, to convert to Islam, which they slowly did. The conquest of Mecca also gave him control of the Kabah and he resumed his preaching to pagan pilgrims as they visited the shrine. Conversion was rapid and only nine months after the occupation of Mecca his army had grown to 30,000. More clans and tribes converted to Islam. Muhammad died at Mecca on June 8th 11 AH/632 AD. Respect is shown towards Muhammad by saying peace be upon him (PBUH). He was respected as a man who was close to God, who thought deeply and was kind and wise. Muhammad had known the Kaba all his life, with its many shines. He had also known the greed, exploitation, lack of compassion of the rich merchants. Muhammad spent his life searching for spiritual guidance, drawing ever closer to God. Islam is not just a matter of ritual prayers or fasting or feasts. It is the conscious bringing of every moment of the day, every decision, every detail of the muslims thoughts and actions, into deliberate line with what they accept as being the will of Allah. How is the will of Allah known? The muslim bases all decisions on the revealed words of the Holy Quran, the messages that were delivered, over a period of 23 years, to the inspired prophet Muhammad. Not one word in the Quran is believed by muslims to be the thought or teaching of Muhammad himself- although he is refered above all human beings as one od the most perfect of Allahs messengers. Other messengers were Abraham, Moses, Jesus and, in fact, at least 24,000 prohets. Muhammads ministry was not based on any mircles other than the receiving of the Quran. Muhammad is so important to muslims because be was the last prophet, the seal of all that was revealed to the prophets before him. Muslims family life The Quran speaks about the family more than any other topic and deals with the rights and responsibilities of husbands and wives, divorce, orphans, inheritance and so on. The Sunnah also deals with relationships within the family: in one tradition, the Prophet says that a man is the guardian of his family and a women is guardian of her husbands home and children. Two particular Quranic verses underline the Islamic view of the family: . . . he created for you mates that you may dwell in tranquillity with them and he has put love and mercy between your hearts . . . 30:21 We created you from a simple pair of a male and a female. . . that you may know each other (not that you may dispise each other) 49:13 This declares the essential equality between men and women but Islam does not see this as contradicting different roles played by men and women. For example, muslim men carry the heavy burden of family maintenance and are supposed to be the only, or the main, breadwinners supporting not only their wives and children but other married or widowed women in the family. If a mans wife does not wish to live with his family or anyone else, he must respect her wishes. The major responsibility which falls to the woman is creating a harmonious family atmosphere and bringing up the children. Women may kake up paid work outside the home but it is not expect ed of them as part of the equal partnership and many muslims feel women should only do so if there is a real need for the money. Mature muslim men and women are allowed to mix at work, in public places and social gatherings. Divorce Islam allows divorce if circumstances warrant or necessitate it. Islam has permitted divorce reluctantly, neither liking nor recommending it. The Prophet of Islam has said: Among lawful things, divorce is most disliked by Allah Islam has not made it necessary that the grounds of divorce should be publicized. It, however; does not mean that Islam views divorce lightly. In fact, publicity of grounds may not be of any positive consequence. The grounds may not be pronounced but genuine. On the other hand, the grounds may be stated and may in reality be false. Islam does not also want washing dirty linen of private affairs in public or in the court except in exceptional circumstances. It is for this reason that court comes in as a last resort in the Islamic scheme of separation of husband and wife. The Quran states as regards grounds of divorce in very general terms: And if you fear that the two (i.e husband and wife) may not be able to keep the limits ordered by Allah, there is no blame on either of them if she redeems herself (from the marriage tie) (2 : 229). The general ground of divorce in the Quran, therefore, is hopeless failure of one or both parties to discharge their marital duties and to consort with each other in kindness, peace and compassion. Long absence of husband without any information, long imprisonment, refusal to provide for wife, impotence etc. are some of the grounds on which wife can ask for divorce. Either party may take steps to divorce in case of chronicle disease, insanity, deceptive misrepresentation during marriage contract, desertion etc. A Muslim male is allowed three chances, that is to say, acts of divorce on three different occasions provided that each divorce is pronounced during the time when the wife is in the period of purity. A husband may divorce his wife once and let the Iddat (the period of waiting after divorce) pass. During the waiting period the two have the option of being reconciled. If however the waiting period passes without reconciliation, they stand fully divorced. If after the first divorce the husband is reconciled with his wife but the hostility and conflict begins all over again, he may divorce her a second time in the same manner as stated above. In this case also he can return to her during the Iddat (or waiting period). If however, after second reconciliation, he divorces the wife the third time, he can not take back the wife during the Iddat. She is totally prohibited for him. The lady, thereafter can marry any person she likes according to her choice. The wife can divorce her husband if this condition is stipulated in the marriage contract. This kind of divorce is called Delegated Divorce (Talaq Taffiz). Marriage can also be dissolved through mutual consent. This is called Khula in the technical language of Islamic law. Marriage can also be dissolved by judicial process through the court on complaint of the wife on the grounds explained before. One of the consequences of the divorce is the commencement of waiting period for the wife. This usually lasts three months. If there is a pregnancy, it lasts as long as pregnancy lasts. The waiting period is basically a term of probation during which reconciliation can be attempted. It is also required to establish whether the wife has conceived. It also allows time for planning the future. Maintenance of wife during the waiting period is on husband. The wife can not be expelled from her place of residence and he can not in any way harass her. These will constitute moral as well as criminal offence. In case of divorce, the young children remain in the custody of their divorced mother. However, the father has to provide the cost of maintenance of young children though they remain under the custody of mother. Islamic law of divorce is based on practical considerations. The process of separation is basically a matter of husband and wife. However; when conflict arises, attempts should be made for reconciliation. It has not made judicial process obligatory in divorce for reasons explained earlier. The intervention of court has nowhere reduced the number of divorce. Judicial process in Islam is the last resort in so far as divorce is concerned. Islamic law on divorce if followed in true spirit will enhance the dignity of man and woman, reduce conflict and ensure justice. The Holy Quran explicitly prohibits the divorcing husbands from taking back their marriage gifts no matter how expensive or valuable these gifts might be In the case of the wife choosing to end the marriage, she has to return the marriage gifts or money to her husband. Returning the marriage gifts in this case is a fair compensation for the husband who is keen to keep his wife while she chooses to leave him. But the majority of ulamma have agreed that to act unfairly against the husband is not allowed and the marriage cannot be annulled by such way. The Holy Quran has instructed Muslim men not to take back any of the gifts they have given to their wives except in the case of the wife choosing to dissolve the marriage. Also, a woman came to the Prophet Muhammad seeking the dissolution of her marriage, she told the Prophet that she did not have any complaints against her husbands character or manners. Her only problem was that she honestly did not like him to the extent of not being ab le to live with him any longer. The Prophet asked her: Would you give him his garden (the marriage gift he had given her) back? she said: Yes. The Prophet then instructed the man to take back his garden and accept the dissolution of the marriage. The children usually stay with their mother unless she is shown to be incapable or unsuitable but she loses the right of custody of her children if she remarries. Marriage The most important ingredients in a Muslim marriage are shared values and beliefs, so that even if a couple come from different cultures and backgrounds they possess the same basic world view, attitudes and habits which will bind them together. Many Muslims seem to marry their cousins, Islam neither encourages nor refuses this practise. The prophets seventh wife, Zaimab bint Jahsh, was his cousin, but he only married her when she was 39 after his foster son Zaid divorced her. Cousin marriages inbreeds genetic disorders, and makes it very hard for a couple to divorce from a failed marriage if other close relatives will be offended. Muslim boys may marry Christians and Jews, but Muslim girls are not permitted to marry non- Muslims because in Islam the children have to take the religion of the father, and so would bec ome non-Muslims. The prohet said : A woman should only be married to a person who is good enough for her or compatible to her. The prophet permitted marriages between people of vastly different social status and financial backgrounds, knowing it was not these factors which made for compatibility, but what they were like in their hearts. Do not marry only for a persons looks, their beauty might become the cause of moral decline. Do not marry for wealth, since this may become the cause of disobedience. Marry rather on the grounds of religious devotion. ( Haddith) Islam sees marriage as the only moral and legal status for a sexual relationship as it provides in public for the security and well being of man and woman. The ceremony itself is extremely simple and takes the form of a basic contract set in a social gathering. It can take place anywhere usually in a home in Muslim countries but in Britain it is most likely to be in a mosque. The imam does not need to be present and there is no fixed formula but it must be clear that both man and woman agree to the marriage and there may be readings from the Quran on the theme of married life. The contract- Aqd nikah- is written, as well as spoken, and bride and groom sign three copies. They keep one each and, in a Muslim country, the third is kept by officials. The Quran requires that the groom give the wife mahr- a sum of money or property or some other gift of value. It remains hers, whatever happens, and they agree between them what it is to be and when it is to be given. Jihad Arabic for exerting ones utmost efforts to a determined objective, such objective normally being the struggle against anything that is not good. Two kinds of jihad traditionally exist for mainstream Muslims: the greater (al-jihad al-akbar) and the lesser ( al-jihad al-asghar). The greater jihad is also known as jihad al-nafs, and is understood as an individuals inner, spiritual struggle against vice, passion, and ignorance. The lesser jihad is defined as meaning holy war against infidel (non-Muslim) lands and subjects. It has both legal and doctrinal significance in that it is prescribed by the Koran and mainstream Muslim hadiths (recorded sayings and actions ascribed to the Prophet Muhammad and accorded a status on a par with revelation). Holy war is the sole form of war that is theoretically permissable in mainstream Islam. Muslim law has traditionally divided up the world into dar al-Islam (abode of Islam) and dar al- harb (abode of war, that is, of non-Muslim rule). As Islam is the last, most superior and universal of mans divinely ordained religions, it is believed that the entire world must ultimately surrender to its r ule and law, if not its faith. Until that time, a jihad against non-Muslim neighbours and neighbouring lands is the duty of all adult, male, and able-bodied Muslims. According to this traditional view, Muslims who die in jihad automatically become martyrs of the faith and are awarded a special place in Paradise. According to the law-books, two kinds of non-Muslim enemies exist, kafir (pagans) and ahl al- kitab (people of the book). The term people of the book originally meant only Jews and Christians, but later on it included other groups such as followers of Zoroastrianism. People of the book need only submit to Muslim political authority to avoid or end jihad and may keep their original faith: their status, defined as dhimmi (a protected non-Muslim), is inferior to that of a Muslim and they must pay the prescribed jizya (poll tax). As for pagans, that is, those whom Muslims do not recognize as a people of the book, such as Buddhists and Hindus, they must either convert to Islam or suffer execution. This drastic alternative, however, was rarely enforced in practice. There can be no going back for a convert to Islam-be that person a dhimmi or pagan-since it is a capital offence to abandon Islam, even for a former religion with a recognized revelation. However, ways of avoiding the strict enforcement of the law were often found. Jihad can also be defensive, that is, for the purpose of protecting Muslim lands from non-Muslim incursions such as, for example, the crusades of the Christians in the Holy Land during the Middle Ages or the Spanish Reconquista. Some modern Muslim scholars have stressed the defensive aspect of jihad above others. In contrast to the Sunnis, some Muslim groups like the Imami and Bohora-Ismaili Shiites are forbidden from participating in offensive jihad. This is because for both sects the only person legitimately capable of conducting an offensive jihad is their Imam, and he is presently in occultation (that is, in hiding and incommunicado until the end of time). The two sects, however, are permitted participation in defensive jihad. I have been asked to evaluate the following statement The Quran would be more useful to everyone if it were translated into modern English. Whether the Quran may be translated from its original Arabic into another language, and, if so, under what circumstances a translation may be used, has also been a matter of dispute. Nevertheless, it has been translated by Muslims and non-Muslims into a variety of languages. Today there are many versions available in English and the other major languages of the world. Although it can now be read in at least 40 languages, all translations lose part of the inspiration and meaning, and are not treated with the same respect as the original. Since the Quran is believed to be from Allah, every word, every letter, is sacred to muslims. It is therefore considered very important to keep the Quran in the language in which it was first spoken i.e. Arabic. Muslims were taught to recite it, and it must still be learnt in Arabic. As Islam spread from Arabia, its language was adopted by a number of Islamic countries, and is still spoken in these countries today. Muslims in these countries should find the Quran quite easy to read, even though the style of modern Arabic has naturally changed since Muhammads time. In other countries, muslims need to learn enough Arabic to take part in their worship and to read the Quran. You can find translations of the Quran for people who do not know Arabic, or copies with both Arabic and another language for those who do not have Arabic as their first language, but muslims do not accept these translations as proper Qurans. The main argument used to defend the Divine authorship of the Quran is the incomparable quality of writing. Much of it is composed in rhyming Arabic and the language is particularly beautiful and graceful. The surahs were given in Arabic and, since it would be a sin to alter the word of Allah, Arabic remains the sacred language of Islam. Non- Arabic speaking muslims can use translations but the Quran is so important to them that many learn Arabic just so they can read it in its original form. Muslims and non-believers alike agree the full power and beauty of its writing can only be appreciated in the original. But for muslims it goes further than that. Translations can only be interpretations which cannot truly say what is said in Arabic. The combination of the words and rhythms in the original language- the way the Quran sounds when recited- is also an important part of its power. Muslims think of the Quran as a complete philosophy, a comprehensive description of the universe and the entirety of the law by which people must live. The longer and later Medina surahs stress Allahs merciful nature more fully, with extensive friendly practical advice on personal and family matters. The Quran is also the focus of Islamic art. Many individuals copies of the Book are major works of art in their own right with sublime Arabic calligraphy on superb hand-made paper, and high quality decorative leather and metal work. Figurative art is forbidden by classical Islam, especially the creation of images of Allah and the Prophets, and the astonishingly fine decorative art found in many mosques is largely based on Arabic calligraphy, woven into patterns repeating passages from the Book. Even the most sceptical non-believer, Muslims insist, is forced to admit that the Quran is a book of immense beauty and importance not least because it has now almost certain become the most widely read and memorised book in the world. The preface to one of the most widely available Quran in English, the Tahrike Tarsile translation, puts it like this: The Qurans miracle lies in its ability to offer at least something to non-believers and everything to believers. Learning large parts of the the Quran by heart is an important part of Muslim religious devotion and children start memorising it at an early age. In many Muslim countries learning the Quran by heart forms the basic curriculum of primary school education. Muslims who memorise its contents in their entirety are given the honourable title of al-hafiz.

Life Insurance And Swot Analysis Commerce Essay

Life Insurance And Swot Analysis Commerce Essay Security has always been a universal desire, right from the earliest civilizations. This quest for security has been a major motivating force in the progress of mankind. The early societies looked up to their families for providing this security, which resulted in cohesive units. Gradually, as lifestyles changed and as man progressed into a more modern industrialized setup, this cohesive quality of the family started fading. One had to look for other ways of providing economic security and somewhere along the line was born à ¢Ã¢â€š ¬-insurance. The insurance landscape in India is in the process of tremendous change. Closed to foreign competition due to nationalization in 1956, the Indian insurance industry was run by the government for over 40 years through the life insurance corporation of India (LIC) and four general insurance companies that spanned the length and breadth of the country. In the last couple of years there are a few forces acting on the industry that have brought about significant changes in the behaviour of the industry trends. Moreover there have been significant changes in the service outlook with respect to insurance industry. From the opinion that it was an instrument intended to provide monetary support at the time of the death of an individual, life insurance life insurance grew up to be a major financial instrument during the past 50 years in our country. There has also been a change in the consumer outlook with regards to life insurance as very beneficiary financial tool as against the orthodox thinking of unfruitful use of money. In this highly competitive market where mere survival has become primary objective for companies, customer service holds a major place in business. Every insurance company delivers service as per the terms of contract, however there are very few companies that go beyond the contract and augment the customers. This requires a learned and trained staff i.e. the agents. The following findings throw light on the service perspective bringing out the fundamentals of service marketing and its determinants. The finding of the research widens the consumer understanding aspect and it would be very helpful to imbibe customization. The research studies the changing trends in life insurance and describes the latent potential and also gives a hypothesis on the future of the insurance industry based on the study of insurance sector and the expert opinion. Origin of Insurance We live in exciting times with changes and upheavals all around. New technologies, new inventions and changes in the economic and financial scenario, all have thrown up new insurance needs; needs never felt or heard before. This type of evolutionary process, in the last few decades, has given hope to new types of need-based insurance covers; public liability insurance, product liability insurance, indemnity for medical practitioners for negligence, indemnity for chartered accountants and auditors for professional lapses, etc. Further, covers are engineering insurance, erection insurance, loss of profit, cover against atomic radiation and space travel and contracting AIDS. Around 6000 years ago, Babylonians, whose home in the Tigris Euphrates valley lay at the crossroads of early world traffic, had developed business practices to a high degree. Babylon had become the clearinghouse of trade as all the important land trade routes converged in that territory. From Armenia in the north, China and India in the east, Egypt in the west, caravans came laden with merchandise. Though Babylon built up a great commercial system, and her people were the first to enjoy the fruits of political economy, their territory was surrounded by huge tracts of desert. Recorded evidences testify that ancient India was a prominent maritime power. There were busy seaports on the west coast at Broach, at Kaveripumpatnam in the south and Bang in the east. Traders expressed difficulties in realizing money for the goods sent abroad. Loans were advanced to traders at specified rates of interest depending on the risk run and the duration of time for which money was required. Men skilled in sea voyages worked out risk premium rates. The first Indian insurance company was the Bombay Mutual Assurance Society ltd., formed in 1870. This was followed by the Oriental life Assurance in 1874, the Bharat in 1896 and the Empire of India in 1897. Hindustan Cooperative was formed in Calcutta, the United India in Madras, The Bombay Life in Bombay, The National in Calcutta, The New India in Bombay, The Jupiter in Bombay and the Lakshmi in New Delhi. These were all Indian companies started as a result of the swadeshi movement in the early 1900s. By the year 1956, when the Life insurance business was nationalized and the Life Insurance Corporation of India (LIC) was formed on 1st September 1956, there were 170 companies and 75 provident fund societies transacting life insurance business in India. After the amendment to the relevant laws in 1999, the LIC did not have the exclusive privilege of doing life insurance business in India. By 31st march 2002, eleven new insurance companies had been registered and began to transact life insurance business in India. Does one need insurance The business of insurance is related to protection of the economic values of the assets. Every asset is of some value and is expected to last for a certain period of time during which it will deliver that value. In case the asset is destroyed it ceases to provide the value to the owner thus leading to an unpleasant situation. Insurance is a mechanism to reduce the effect of such unpleasant situation. Human life is considered to be a value generating asset and is also subject to risks. Assets are insured because there if a possibility that perhaps they might get destroyed, through accidental occurrences. Such possible occurrences are called perils. If such perils can cause damage to the asset we say that the asset is exposed to risk. To be more prà ©cised Perils are the events and risks are the consequential losses or damages. The risk only means that there is a possibility of a loss or damage, the loss may or may not happen. Insurance is done against the contingency that it might ha ppen. Insurance is relevant only if there are uncertainties. If there is no uncertainty about the occurrence of an event, it cannot be insured against. In case of human beings death is certain; however the time of death is uncertain. Insurance doesnt protect the asset. It doesnt prevent the loss due to its peril. The perils can sometime be avoided by ensuring better safety and damage control management. Insurance only tries to reduce the impact of the risk on the owner of the asset and those who depend on that asset. Only economic consequences can be insured. If the loss is not financial, insurance may not be possible. Moreover insurance is backed up with many economic benefits which can be enlisted as follows. Life insurance provides financial security to the family in case of untimely or premature death. Life insurance is also a potent instrument for saving. Life insurance provides financial independence in old age. Organizations or individuals, who are in credit business, can ensure for themselves recovery of loan in case their debtor dies. A partnership firm can insure partners to the extent of capital invested by each in the business. Under à ¢Ã¢â€š ¬-key man insurance, an organization can insure the lives of their executives, whose expertise greatly contributes to their profits. Organizations can purchase group insurance policies as a part of their employee- welfare program. Life insurance also provides tax benefits to the holder. Life insurance policies create an estate. Life insurance policies also create thrift. I.e. a compulsory saving. A policy of life insurance can be used as a collateral security for procuring loans from the market. Working of life-Insurance Business There are three primary methods to avoid risk viz. A) AVOID B) REDUCE C) TRANSFER Insurance deals with transfer of risk from the consumer to the provider. Insurance works on a fundamental principle of pooling of risk. People who are exposed to the same risk come together and agree that, if any one of them suffers a loss, the others will share the loss and make good the person who has suffered the loss. The manner in which the loss is to be shared can be determined beforehand. It may be proportional to the risk that each person is exposed to. This would be indicative of the benefit he would receive if the peril befell him. Insurance companies collect the share in the form of premiums and create a fund from which losses are paid; this fund is known as the life fund. The insurance company pays the losses to the members of that group. The insurance company also invests the funds in governmental and private organizations. Ex. LIC has lent a capital of Rs.215million to NABARD for its rural financing activities. Life Insurance Marketing Triangle The above diagram explains the services triangle with its three constituents, namely, the company, the provider and the consumer. Each of them have been explained as follows:- The Company The Company makes various promises to its customers through external marketing. The way and means of marketing will be covered it the marketing mix. The Provider The agents and the development officers act as the front-line staff and they are in direct contact with the potential or existing customers. They are the ones who keep or satisfy the promises made by the company. The marketing of insurance basically comes under concept selling. The agents are thus given various incentives, rewards, commissions and all the necessary training required. As regards incentive, they receive PLI (Productivity Linked Incentive), which is based on the increase in premium amount and the sums assured by the agent. They are also given extra commissions in case of policies, which are of high value. There are normal promotions for any good work done on a regular basis. The agents generally work under the training and guidance of their respective development officers. The Consumers The consumers are the policyholders. Apart from the routine life insurance policies other services like housing finance, mutual funds, pension and group insurance. Thus the range of consumers is far and wide Life insurance mix The identification of the seven Ps of marketing mix helps a firm to form better marketing strategies and also to serve the customers in a more efficient manner. Product Mix The best way to get and keep customers is to constantly figure out how to give them more for less. A product mix is the set of all products and items that a particular seller offers for sale. In case of insurance sector, the product mix comprises of Life and Non life insurance policies that are offered to the customer by the company. A companys product mix has certain width, length, depth and consistency. The length of a product mix refers to the total number of items in the mix. In case of insurance sector, the following is the length of product mix: Whole Life Policy Limited Payment Life Convertible Whole Life Policy Joint Life Endowment Policy Double Endowment Policy Jeevan Saathi Money Back Policy Annuity Plans Group Insurance Policy Bima Sandesh With or Without Profit Policy The depth of a product mix refers to how many variants are offered of each product in the line in the insurance sector, one policy can be made available in different variations. Some of the examples are as follows: WHOLE LIFE SCHEMES Whole life policy whole life Limited payment whole life Single Premium With profit policy These product mix dimensions permit the company to expand its business. E.g.: It can add new product lines thus widening its product mix. Product Differentiation Product differentiation may be referred to as the points or the qualities that a firm has in its product, which makes the product different from its competitors product. The product differentiation as far as the insurance sector and LIC in particular is concerned are as follows- Bonus- insurance companies issue bonus to their policyholders when they make a substantial amount of profit. If a company issues a high amount of bonus, it delights the customer and creates a good image in the eyes of the customer. Past records- the differentiation can be done on the basis of past records. Customers choose to take policy from that company which has well past records in terms of claim settling periods, premium collection intervals etc. Market reputation- a company with a good market reputation and goodwill is perceived to deliver the best of the service quality and customer satisfaction. Technology- technology plays an important part in product differentiation. For e.g.: LIC was the first company in the insurance sector to introduce use of I.T and Computers. This makes customers feel that the company is not lagging behind the world and is capable of making the full use of technology to satisfy the customers. Feedback- feedback from customers also is an important tool with which product of the company can be differentiated. If effective steps are been taken on the feedback of the customers, it leaves a long lasting impression on the minds of the customers. Price- if a particular company charges more for the same product as compared to their competitors, it may lose the customers and vice versa. Price Mix Price is one element in the marketing mix that produces revenue; all the other elements produce costs. Prices are easiest marketing mix elements to adjust; product features, channels and even promotion take more time. Price also communicates to the market the companys intended value positioning of its product or brand. In the insurance sector, every company has to deposit an initial fixed capital of about Rest. 100 crore with Insurance Regulatory Development Authority, which is considered as the apex body of Insurance sector. The company gets periodic interest on this amount. With this interest amount, the company pays for the recruitment, training and development of the agents. The price in case of insurance sector refers to the premium charged on the policy. The Tariff advisory committee fixes the price for each policy. Hence all insurance companies have to charge approximately similar premium on similar policies. However, different elements affect the rate of premium to be charged on each policy. The price for the same policy is different for different companies. The company must set its price in relation to the value delivered and perceived by the customer. If, the price is higher than the value received, the customer will not be willing to pay so high and the company will lose potential profits. If the price is less than the value received then, the company will fail to receive the profit that it deserves for providing a good service. BLUE PRINTING SEVICE MAPPING The blue printing show what the product should look like a details the specification to which it should conform. In contrast to the physical architecture of building, ship, or piece of equipment service process have a largely intangible structure. The process of logistics, industrial engineering, decision theory, and computer system analysis each of which employs blue print techniques to describe processes involving flow, sequences, relationship and dependencies. Sectorial study Insurance is suddenly gaining all the attention and what used to be a strange would in it is a household name, thanks to opening up of the industry, while there are several reasons for opening up of insurance sector the foreign investors are eyeing it as a very lucrative prospect. After the opening up, several private insurers have started operating in life insurance, especially in metro areas. New marketing channels like Banc assurance, brokers, etc. are also in the offing. KEY MARKET INDICATORS.Size of market life non-life $16 billion Total Global insurance premium (as on 2001) $2408.25 billion(-1.5% as against 2000) Rate of annual growth 2002-03 Life- 11.27% Non-life- 23% Geographical restriction for new players None. Players can operate all over the country. Registration restriction Composite registration not available. Equity restriction in the new Indian insurance company Foreign investor can hold up to 26% of the equity. Number of registered companies. Public sector 01 Private sector 13 Comparison of similar policy of competition Company Policy Min/Max entry age Minimum Premium Min sum assured Liquidity years Maturity benefits LIC Money back with Profit 13/50 Rs. 3186 yearly Rs. 50000 5,10,15,20 40% of sum assured + bonuses ICICI Prudential Cashbook 16/55 Rs. 6000 yearly Rs. 75000 4,8,12,16,20 50% of sum assured + bonuses Bajaj Allianz Cash Gain 14/50 Rs. 5000 yearly Rs. 50000 4,8,12,16,20 125% of sum assured + bonuses Life insurers in India As an answer to globalization of economy and the increasing pressure of the WTO regulations, the govt. appointed the Malhotra Committee. After considering all aspects, the government ultimately enacted Insurance Regulatory and development authority and vested the authority to formulate regulations for insurance industry. IRDA and the LIC allowed the entry of foreign investors on a condition that they enter in collaboration with a local company. Public sector Private sector Life Insurance Corporation of India(LIC) 1. Allianz Bajaj life insurance Company limited. 2. Birla sun life insurance Company limited. 3. HDFC standard life insurance company limited. 4. ICICI Prudential life insurance Company limited. 5. Reliance life insurance Company limited. 6. ING visa life insurance Company limited. 7. Max New York life insurance Company limited. 8. MetLife insurance company limited. 9. Om Kodak Mahindra life insurance co. ltd. 10. SBI insurance company limited 11. TATA-AIG life insurance Company limited. 12. AMP-Samar Assurance Company limited. 13. Aviva Life insurance company limited Life Insurance Players in India 1. Yr.: 1947-2000: (From 1947 to 1st April 2000) First life insurance company (LIC) set by Indian government in 1956. This is public company. 2. Yr.: 2000-2001: (From 2nd April 2000 to 31st December2001) Insurance Industry in the year 2000-2001 had 10 new entrants, namely: Synod. Registration Number Date of Reg. Name of the Company 1 101 23.10.2000 HDFC Standard Life Insurance Company Ltd. 2 104 15.11.2000 Max New York Life Insurance Co. Ltd. 3 105 24.11.2000 ICICI Prudential Life Insurance Company Ltd. 4 107 10.01.2001 KodakHYPERLINK http://www.omkotakmahindra.com/Mahindra Old Mutual Life Insurance Limited 5 109 31.01.2001 Birla Sun Life Insurance Company Ltd. 6 110 12.02.2001 Tata AIG Life Insurance Company Ltd. 7 111 30.03.2001 SBI Life Insurance Company Limited. 8 114 02.08.2001 ING HYPERLINK http://www.ingvysyalife.com/Visa Life Insurance Company Private Limited 9 116 03.08.2001 Bajaj Allianz Life Insurance Company Limited 10 117 06.08.2001 MetLifeHYPERLINK http://www.metlife.co.in/India Insurance Company Pvt. Ltd. 3. Yr: 2001-2002: (From 1st Jan 2001 to Dec. 2002) Insurance Industry in this year, so far  has 5 new entrants; namely S.No. Registration Number Date of Reg. Name of the Company 1 121 03.01.2002 AMP HYPERLINK http://www.ampsanmar.com/Samar Life Insurance Company Limited. 2 122 14.05.2002 Aviva Life Insurance Co. India Pvt. Ltd. 4. Yr: 2003-2004: (From 1st Jan 2003 till Date) Insurance Industry in this year, so far  has 1new entrants; namely S.No. Registration Number Date of Reg. Name of the Company 1 127 06.02.2004 Sahara India Insurance Company Ltd. Performance of the Industry Post-Privatization, the life insurance industry grows by leaps and bounds. The attitude of people towards life insurance itself is changing. People are becoming more and more aware of the advantages of the Life insurance policies. Generally performance in life is measured in terms of first year premium collection and no. of lives covered. In 2003-04 Life Industry grew by 10.5% in terms of first year premium. It is showing steady growth rate in the current financial year as well. The sector witnessed a growth of over 50% for the month of April 2004, vis-à  -vis April 2003. The premium in comparison, LIC underwrote premium of Rs.72, 304.62 lakh i.e., a market share of 82.33%. In terms of policies Underwritten, the market share of the private players was 17.88% as against 82.17% of LIC. The premium underwritten by the private players for individual policies stood at Rs.12, 107.63 lakh, towards 89,918 policies with group premium accounting for Rs.3, 411.30 lakh towards 84 schemes. The n umber of lives covered under group schemes was 1, 01,392. ICICI Prudential continued to lead amongst the private players with premium at 6.15% and policies at 4.85%. In terms of number of lives covered, OM Kodak led with 21,325 lives viz., 5.83% of the total lives covered. Premium underwritten by LIC under Varishtha Bima Yojana during the month of April, 2004 was Rs.26, 734.25 lakh towards 13899 policies of which 29.60%, in terms of both premium and policies, was underwritten in the rural sector. From the opinion that it was an instrument intended to provide monetary support at the time of the death of an individual, life insurance life insurance grew up to be a major financial instrument during the past 50 years in our country. There has also been a change in the consumer outlook with regards to life insurance as very beneficiary financial tool as against the orthodox thinking of unfruitful use of money. Increasing number of people has been opting for it. The number of policies issued by the LIC of India since 1995-96 is a clear indication of the popularity gained by life insurance. Competitors on life insurance Year. No. of policies (total) No. of policies (rural) 1995-96 1996-97 1997-98 1998-99 1999-2000 2002-2003 1.10 core 1.23 crore 1.33 crore 1.48 crore 1.70 crore 2.42 crore 52.57 lacs. 60.33 lacs. 68.40 lacs. 81.23 lacs. 97.04 lacs. 45.23 lacs. Form the above table it is eminent that the importance of life insurance has grown gradually over a period of time not only in metro areas but also in rural areas. As there has been a dramatic increase in the importance of life insurance, the number of policies issued per annum has also increased, thus leading to a great change in the total premium amount collected. The total amount mobilized by LIC during the past few yearsstands witness to the growing importance of insurance. (Rs. In Cores) Total amount mobilized 1998-99 2002-03 Total premium income from investments Rs.22,805.80 Rs. 13,183.92 Rs.54602.37 Rs.25030.50 Market share of private player Characteristics of Insurance sector as oligopoly are as follows: 1. Presence of few sellers: After liberalization the no. of sellers increased from 1 to 13 as on date, like LIC, ICICI Prudential, HDFC Standard, Birla Sun life, Om Kodak, SBI Life, ING Visa, and MAX New York Life etc. 2. Regulator: IRDA (Insurance Regulatory Development Authority) regulates the Insurance industry. License to the new comer is granted by it only. All products, premiums, Tariffs require its approval. 3. Price Giver: Price of the policy i.e. premium is calculated by the actuaries of the respective companies depending upon the nature of risks covered, coverage of the policy and many other probability calculations. But premium as well as the product needs to be approved by IRDA. 4. Entry or Exit Barrier: There is no free entry into this sector as already outlined New entrants has to satisfy certain condition before entering into this industry. Exit is even tougher since all the contracts are long term so there are very strict regulations for exit from the industry by IRDA. 5. Product Differentiation: There are no homogenous products. There are wide varieties of products available in the market. Each seller can introduce Any new policy depending on the efficiency of its product development team within the broad guidelines of IRDA. 6. Advertisement: Sellers spend huge amount of their yearly budget on advertisement to educate the consumers about their products and their company. IRDA ensures that advertisement does not mislead people. The IRDA has made it mandatory that every advertisement carries the line; à ¢Ã¢â€š ¬Ã¢â‚¬ ¢Insurance is matter of solicitationà ¢Ã¢â€š ¬- so that people know that they are reading an advertisement. 7. Investment Policy: Investment of life fund up to 75% in government securities is mandatory as per IRDA. 89% of the total surplus to be distributed to policyholder as bonus every year. 8. Market Share: Still the private sector companies are in nascent stage and major chunk of market pie is still owned by public sector giant (LIC). But private players are also competing very bravely. The influence of private players has created the following benefits: Benefits to customers: Reduction in the price of product under competitive market. More innovative products to be available in a competitive market. Improved management of investment portfolio. Improved quality of service due to use of IT and multi distribution channels. Benefits to Industry: New Insurers to earn high profit in the initial stages due to large size of Indian insurance market. Insurance intermediaries will include agents, Brokers, Independent Financial Consultants etc. The commission paid may exceed Rs.46000 Cores in a period of 10 yrs. annually. Advertising campaigns may reap benefits as an additional advt. market for Rs.10000 Cores will be opened in 10 yrs. directly related to the insurance sector. Computer industries will benefit. Placement services, management institutes training institutes will also be benefited as the insurance sector after opening up will require many people thus increasing the employment opportunities. PEST Analysis for Insurance services Political/ Legal Influences which have an impact on financial services and consumer confidence include the following:  · The Insurance Regulatory and Development Authority (IRDA): Reforms in the Insurance sector were initiated with the passage of the IRDA Bill in Parliament in December 1999. The IRDA since its incorporation as a statutory body in April 2000 has fastidiously stuck to its schedule of framing regulations and registering the private sector insurance companies. The other decision taken simultaneously to provide the supporting systems to the insurance sector and in particular the life insurance companies was the launch of the IRDAs online service for issue and renewal of licenses to agents. The approval of institutions for imparting training to agents has also ensured that the insurance companies would have a trained workforce of insurance agents in place to sell their products, which are expected to be introduced by early next year. The IRDA since its incorporation as a statutory body has been framing regulations and registering the private sector insurance companies. IRDA being an independent statutory body has put a framework of globally compatib le regulations. Privatization of Insurance sector: The introduction of private players in the industry has added to the colours in the dull industry. The initiatives taken by the private players are very competitive and have given immense competition to the one time monopoly of the market LIC. Since the advent of the private players in the market the industry has seen new and innovative steps taken by the players in this sector. The new players have improved the service quality of the insurance. As a result LIC down the years have seen the declining phase in its career. The market share was distributed among the private players. Though LIC still holds the 80% of the insurance sector but the upcoming natures of these private players are enough to give more competition to LIC in the near future.  · FDI in insurance sector: Then, the issue came of amount of FDI to be allowed by a foreign player in the insurance sector. The government had allowed the private players to have foreign equity up to just 26 %. Efforts are going on to raise this to 49 %. After the opening up of the sector, a total of 18 private sector companies have entered the life insurance business and all of them have entered with a foreign partner. Economic factors are key variables which have an impact on the activity in the financial services sector. The level of consumer activity is governed by income levels and personal wealth. As income levels grow, more discretionary income is available to spend on financial services. Consumer confidence in the economy and in job security also has a major impact; if lean times are foreseen ahead, savings will take priority over loans and other forms of expenditure. Consumers may also seek easy access savings and be willing to tie up their money for longer periods with potentially more attractive investments.  · Indian economy growth projections: By 2025 the Indian economy is projected to be about 60 per cent the size of the US economy. The transformation into a tri-polar economy will be complete by 2035, with the Indian economy only a little smaller than the US economy but larger than that of Western Europe. By 2035, India is likely to be a larger growth driver than the six largest countries in the EU, though its impact will be a little over half that of the US. India, which is now the fourth largest economy in terms of purchasing power parity, will overtake Japan and become third major economic power within 10 years. All these facts or forecasts only drive at one point. India is

Agnostic Essays -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  I believe that I am agnostic because I don’t know what to think about religion. When it comes to saying whether I believe in God or not, I feel that I have not yet come to a complete understanding of God’s existence. This tends to be a vicious cycle which constantly runs through my head. Ever since I can remember, I was taught through my family and church that this being does exist, but as I grew older I began to question whether this almighty being really does exist. How can I believe that this being exists when every day I watch the news and hear of all the tragedy that is happening in the world.   Ã‚  Ã‚  Ã‚  Ã‚  I have been taught through my family and church that God is the creator and supreme ruler of the universe. They also taught me that he has set up certain guidelines or rules for which we must obey. These are commonly known as the ten commandments. We have been told that if we disobey these commandments , we will ultimately go to hell. Furthermore, if we follow these commandments, we will go to heaven and live in peace eternally. We all basically have the same perception of what Heaven and Hell are like. Heaven is commonly thought of as a utopia. A place which is soft, beautiful and peaceful. Where there is total peace and harmony. Where as Hell is known as being a prison for evil doers. Hell is supposed to be a dark, hot, and gloomy place with much misery. A persons worst nightmare. As I have gotten older, I...

Explain giving examples how Woolworths should go about HR Planning? :: Business and Management Studies

Explain giving examples how Woolworths should go about HR Planning? Human Resource Planning (HR) is the identification of the future labour requirements needed by a company and how these are going to be met. It is the process by which a company ensures that it has the right number and kind of people, in the right places at the right time, doing the things for which they are economically most useful. It is a method for determining future human resource requirements and developing action plans to meet them. It is defined as a strategy for the requisition, utilization, improvement and retention of an enterprise’s human resources and it encompasses the subject concerned with the developing range of manpower policies, including those for recruitment, deployment, development and retention. The use of HR planning is a big issue for any company if they are to have enough staff to meet the future demand that the company may receive. The main issues to do with HR planning at Woolworths is that the company has a high labour turnover with many people moving on to a higher status job and the idea that people do not really want to work for the company which has resulted in large numbers of staff leaving the company. This is mainly due to a large number of the staff being part time students who are looking for temporary employment whilst they are finished their A level or decree courses. The four stages of HR planning that the business will need to consider are: * Stock taking * Forecasting the supply of labour * Forecasting the demand for employees * Implementation and review The first stage of HR planning that Woolworths will need to consider is the use of the Labour stock take. The purpose of the labour stock take is to find out exactly how many staff that the company has available to them after taking into consideration the number of staff that are leaving the company and the quality of the staff available to the company. When using a labour stock take, Woolworths should use a combination of job analysis and performance review, the use of a skills audit will be of little benefit to the business as this method assesses the skills and qualifications of the employee and little qualification is needed to work in the retail area that the business operates in, a combination of the performance review, this involves looking at the performance of all the employees within the organisation in order to identify staff potential and to identify where staff have more training needs. This will enable the business to. The use of the job analysis will enable the business enables the